.text {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 9.5pt; color: #000066}
.heading {  font-family: Arial; font-size: 12pt; font-style: italic; color: #000066; font-weight: bold}
.background {  background-image: url(t/images/bg.gif); background-repeat: no-repeat}
.sub_heading {  font-family: Arial; font-size: 10pt; color: #003399; font-weight: bolder}